Privacy Policy

1. Introduction

This Privacy Policy describes how cmonfy ("we", "us", "our"), operated by Зыков Андрей Владимирович, ИНН 540547943417 (самозанятый), at cmonfy.com, collects, uses, and protects your personal information when you use our Service.

2. Information We Collect

Account Information

When you create an account, we collect your email address, display name, and profile picture through our authentication provider, Clerk.

Usage Data

We collect information about how you use the Service, including tasks created, AI chat interactions, XP earned, and feature usage. This data is used to provide and improve the Service.

Payment Information

Payment processing is handled entirely by Paddle.com (our Merchant of Record) and Prodamus (for Russian payments). We do not store your credit card numbers, bank account details, or other financial information. Payment providers share only transaction confirmations and subscription status with us.

3. How We Use Your Information

• To provide, maintain, and improve the Service
• To process transactions and manage subscriptions
• To personalize your experience (AI recommendations, character progress)
• To send important Service-related communications
• To prevent fraud and enforce our Terms of Service

4. Third-Party Services

We use the following third-party services that may process your data:

• Clerk — Authentication and user management
• Paddle — Payment processing (Merchant of Record)
• Prodamus — Payment processing (Russia/CIS)
• OpenAI — AI chat and task verification (anonymized prompts)
• Vercel — Hosting and infrastructure
• Neon / PostgreSQL — Database storage
• Upstash Redis — Caching and rate limiting

Each third-party service has its own privacy policy governing data handling.

5. Data Storage and Security

Your data is stored on secure servers provided by our hosting partners. We implement industry-standard security measures including HTTPS encryption, secure authentication, and access controls. However, no method of transmission over the Internet is 100% secure.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete your personal data within 30 days, except where retention is required by law.

7. Your Rights

You have the right to:

• Access — Request a copy of your personal data
• Correction — Update inaccurate personal data
• Deletion — Request deletion of your account and data
• Export — Export your tasks and notes data
• Objection — Object to certain data processing activities

To exercise these rights, contact us at startai@cmonfy.com.

8. Cookies

We use essential cookies for authentication and session management. We do not use advertising or tracking cookies. Third-party services (Clerk, Paddle) may set their own cookies as described in their respective privacy policies.

9. Children's Privacy

The Service is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe we have collected such information, please contact us and we will promptly delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes via email or in-app notification. The "Last updated" date at the top reflects the latest revision.

11. Contact

For privacy-related questions or requests, contact us at startai@cmonfy.com.